On Lost Policies, Certified Copy Policies, Certificates of Title, Possession of a Policy, Notice, Bankruptcy, and some other practical Considerations with regard to the titles to Policies

Extract

The subject of lost policies is one that is constantly coming before Life Insurance Companies in different ways, and it is one regarding which it seems very desirable that they should all act on the same principles. At present, however, I believe there is a good deal of diversity of practice; and I think it may therefore be useful if I submit to my professional brethren the conclusions to which I have been led by my business experience and careful consideration of the various points involved.