Reform of welfare in Britain has sought to shift the balance of pension
provision towards the private sector, with consequences for older people's
sources of income. The paper uses data from the General Household Survey
to examine changes in older people's income from the state and from private
pensions from the mid-1980s to the mid-1990s, focusing on gender and class
inequalities.
Although state pensions and other benefits remained the major source of
income, especially for women, the relative contribution of private pensions to
total income had increased substantially for men. Receipt of private pensions
had become more widespread, with narrowing gender and class differences in
coverage among older people. However, gender inequality in the amount
received had widened and the relative advantage of different occupational
groups had changed. Personal pensions had had little impact on the
distribution of income among older people, and provided much smaller
amounts of income than occupational pensions.