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The Case of High-Cost Credit and Payday Loans
from Part IV - How the Law Protects
Published online by Cambridge University Press: 29 June 2023
There is a long-standing consensus on the need to fight poverty and eliminate it. Some fifty-five years ago, the American President Lyndon B. Johnson launched a “War on Poverty” in his 1964 State of the Union Address. Nevertheless, poverty is still a striking problem. In the United States, more than 46 million Americans lived in poverty in 2012.2 Worldwide, billions live on less than eight US dollars a day,3 and hundreds of millions on less than one dollar a day.4 Poverty is a complex, multifaceted, and persistent problem.5
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