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Upon my graduation from Denison University in May of 1990, I entered the Management Training Program at Huntington Bancshares Inc., based in Columbus, Ohio. The program was designed to develop numerous skills and abilities in the corporate, retail, and operational sectors of the corporation. The program entailed product and services training in trust, investments, credit analysis, and mortgage lending.
After spending almost two years as a management trainee, I obtained a position as a financial analyst in the Asset/Liability Management Department. I performed monthly forecasts of net interest income and analyses of Huntington's interest rate risk (a measurement of net interest income-at-risk to a directional change in interest rates). In all of my reporting to senior management, accuracy and precision were essential. I produced charts and graphs that were used as a means of communicating asset/liability issues to management. I was also a member of the Retail Deposit Pricing Committee, where I developed reports detailing rates, maturities, and risk characteristics of deposit products. These reports were used in weekly meetings to aid in determining product pricing for corporate-wide markets. For each of these responsibilities, my experience in mathematics allowed me to become more disciplined in my thinking and more attentive to details.
After spending more than two years as an analyst at Huntington, I moved on to a similar position for KeyCorp, a $65 billion bank located in Cleveland, Ohio. I am currently responsible for determining the interest rate risk exposure for affiliate banks in the Rocky Mountain Region.
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