Objectives: To describe effects of health financing on
providers' opinions and prescribing behavior in rural China.
Methods: A multi-stage sampling procedure was used to select
county, township, and village health care facilities. A total of 1,064 health
care providers in county, township, and village health care facilities in six
counties in central China were randomly selected and surveyed during one week
by written questionnaire.
Results: Patient's health financing systems (insurance or
out-of-pocket payment), financing methods for health facilities (general
budget or fee for service), and payment methods for providers (salary or
bonus) influenced provider prescribing. Bonuses could improve the quality of
health care, but could also be an incentive to prescribe more drugs or more
expensive drugs and other services. The providers were of the view that
patients' health financing and ability to pay were the main determinants
of the type of treatment. Insured patients could have more access to expensive
drugs, referred to specialized health care facilities, and have a higher cure
rate (according to the doctor's opinion) for tuberculosis. Most of the
clinical doctors said that they prescribed more expensive antibiotics for
insured patients and changed prescriptions according to patients'
demands, financial ability, and health financing systems in the treatment of
some diseases, such as chronic bronchitis, tuberculosis, and hypertension.
Conclusion: The empirical data suggest that the main factor
influencing provider prescribing behavior is the economic incentives in
relation to health care financing for both health care providers and
consumers.