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Compulsory Insurance without Paternalism

Published online by Cambridge University Press:  21 August 2006

PAUL BOU-HABIB
PAUL BOU-HABIB
Affiliation:
University of Essex
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Abstract

This article examines how a just society must address the needs of its imprudent members. I defend compulsory insurance as an answer to this question. It has been assumed that compulsory insurance can only be justified on paternalistic grounds. I argue that this assumption is incorrect, and defend non-paternalistic compulsory insurance (NPCI). To display the merits of NPCI, I identify a trilemma that arises for views about how to address the needs of the imprudent, including libertarian and so-called ‘luck-egalitarian’ views. I then suggest that NPCI enables us to escape the trilemma.

Type
Research Article
Information
Utilitas , Volume 18 , Issue 3 , September 2006 , pp. 243 - 263
Copyright
Cambridge University Press 2006

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