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The Shifting Rhetoric of Insurance Denial

Published online by Cambridge University Press:  02 April 2024

Brian J. Glenn
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Abstract

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The focus on actuarial tables and rating systems by state regulators is insufficient to ensure that protected groups are not discriminated against by the insurance industry. The most powerful tool used to exclude unwanted groups from the insurance pool lies in the subjective underwriting guidelines companies utilize, yet the rhetoric surrounding the insurance industry shifts attention away from this area.

Type
Articles
Information
Law & Society Review , Volume 34 , Issue 3 , 2000 , pp. 779 - 808
Copyright
Copyright © 2000 by the Law and Society Association

Footnotes

1

The author is indebted to the members of the Insurance & Society Reading Group of New England for their comments and support. Peter Siegelman and the two anonymous reviewers also provided excellent suggestions. The influence of three of my former professors—Ross Cheit, Roger Cobb, and James Morone—shines throughout this article, although, of course, any errors are my own. Finally, special thanks to Tom Baker for allowing me to spend the 1999-2000 academic year at the Insurance Law Center, University of Connecticut School of Law.

References

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