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Opening Address by the President

Published online by Cambridge University Press:  18 August 2016

H. W. Manly Esq.
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Journal of the Institute of Actuaries , Volume 34 , Issue 4 , January 1899 , pp. 317 - 346
Copyright
Copyright © Institute and Faculty of Actuaries 1899

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References

page 336 note * Report of Committee on Old Age Pensions. Page 21.

page 336 note † Ibid. Sec. 61. Page 15.

page 339 note * Kidd's, Benjamin Social Evolution, p. 159.Google Scholar

page 342 note * The Post Office has a scheme of Deferred Annuities, where the purchase-money will be returned on application, or on the death of the Nominee, if an instalment of the Annuity shall not have become due. What is wanted is that the purchaser should be allowed to deposit a shilling, or any number of complete shillings, at any time, that he should have a deposit book, that once a year the amount of deferred annuity which his year's deposits will purchase as a single premium should be credited to him, just as interest is now credited to him in his Savings Bank book, and that the annuity should be payable by monthly or even weekly instalments. I think that it is more than probable that large employers of labour would then encourage and help their men to adopt this form of saving, and the friendly societies might also induce their members to adopt the scheme.