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The Impact of Regulatory and Monetary Factors on Bank Loan Charges

Published online by Cambridge University Press:  06 April 2009

Michael A. Goldberg
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Extract

The objective of this study is to determine the impact of money market conditions and a bank's regulatory environment on the interest rates banks charge on their loans. This is accomplished through the analysis of the effect of these impacts, in a multiperiod framework, on a bank's optimal investment and borrowing decisions and the minimum required rate of return on its asset portfolio.

Type
Research Article
Information
Journal of Financial and Quantitative Analysis , Volume 16 , Issue 2 , June 1981 , pp. 227 - 246
Copyright
Copyright © School of Business Administration, University of Washington 1981

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References

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