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Published online by Cambridge University Press: 28 April 2015
Studies show that populations of 10-12 thousand and more are needed before maximum savings in providing fire protection services to rural areas can be achieved. Yet, many rural areas have smaller, widely scattered populations, lax building codes and inadequate water supplies. Fire damage to rural property is three to six times greater per occurrence than for city property. Also, insurance costs are about six times greater on unprotected farm property than on protected. Data published for 1974 conditions indicate that all rural Tennessee counties and 45 percent of its municipalities were assigned Class 10, the lowest possible fire protection rating, denoting little or no fire fighting capability.
The authors express thanks to Dr. Brady J. Deaton for his input into the study. The paper is based on research conducted in the Department of Agricultural Economics and Rural Sociology at the University of Tennessee.