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Is there a Retirement Savings Crisis? Whither Pension Reform? A Discussion Meeting

Published online by Cambridge University Press:  10 June 2011

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Introduction

As the national debate hots up, this Sessional Meeting is being devoted to the following important topics, which affect life, pensions and investment actuaries:

— What should be the role of the State as pension provider — safety net or income replacement?

— Should the State Pension Age be raised? If so, when and by how much?

— Should the United Kingdom adopt a Citizen's Pension and scrap the State Second Pension and contracting out?

— Should there be more compulsory savings for retirement? If not, how can a voluntarist system be made to work better?

— What is the role for equity release?

— How can consumers become better educated in financial matters, and what role can actuaries play in helping to achieve improved levels of financial literacy?

These, and many other, challenging questions will be discussed.

Type
Sessional meetings: papers and abstracts of discussions
Information
British Actuarial Journal , Volume 11 , Issue 4 , 01 October 2005 , pp. 727 - 751
Copyright
Copyright © Institute and Faculty of Actuaries 2005

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References

Age Concern (2003). Simplicity, security and choice: working and saving for retirement. Age Concern, U.K.Google Scholar
Family Budget Unit (1994). An introduction to the work of the family budget unit on living costs and living standards. King's College, London.Google Scholar
Timmins, S.N. (2001). The five grants: a biography of the welfare state. (The Beveridge Report: its origins and outcomes, by Abel Smith, B. York papers, A, quoted on p16). Harper Collins, London.Google Scholar
Wadsworth, M., Findlater, A. & Boardman, T. (2001). Reinventing annuities. Paper presented to the Staple Inn Actuarial Society.Google Scholar