Hostname: page-component-586b7cd67f-2plfb Total loading time: 0 Render date: 2024-12-01T01:19:17.387Z Has data issue: false hasContentIssue false

Financial Management and Elderly People with Dementia in the U.K.: As Much a Question of Confusion as Abuse?

Published online by Cambridge University Press:  14 November 2008

Joan Langan
Affiliation:
School for Policy Studies, Grange Road, Clifton, Bristol BS8 4EA.
Robin Means
Affiliation:
School for Policy Studies, Grange Road, Clifton, Bristol BS8 4EA.

Abstract

This article explores a range of issues relating to financial management and elderly people with dementia. The law relating to personal finances for those who lack capacity is outlined and discussed with a stress upon its complexity and the key gaps in present coverage. The article goes on to outline findings from research on these issues carried out within a social services authority in the north of England. Professionals were found to have a wide range of anxieties relating to what they felt was the financial abuse of their elderly clients with dementia, as well as more general concern about how best to deal with financial issues for this group on a day to day basis. The financial abuse of elderly people does occur, but the article concludes by arguing that the issues raised by the research are wider for three main reasons. First, relatives and professionals are often ignorant or confused by the options available to them rather than being intent on defrauding elderly people. Second, the desire to hand down and to receive money from the one generation to the next is a powerful force in society and elderly people with dementia may wish their children rather than the state to have their money. And third, fee assessment and collection for this group raise real practical challenges to social services.

Type
Research Article
Copyright
Copyright © Cambridge University Press 1996

Access options

Get access to the full version of this content by using one of the access options below. (Log in options will check for institutional or personal access. Content may require purchase if you do not have access.)

References

Age Concern 1986. The Law and Vulnerable Elderly People. Age Concern (England), London.Google Scholar
Age Concern 1992. Vulnerable Elderly People and Community Care: Decision Making and Mental Incapacity, Briefings, Ref 1892. Age Concern (England), London.Google Scholar
Age Concern et al. . 1990. Abuse of Elderly People: Guidelines for Action for those working with Elderly People. Age Concern (England), London.Google Scholar
Ashton, G. 1994 a. Action on elder abuse, EAGLE: Exchange on Ageing, Law and Ethics, 2(6), 711.Google Scholar
Ashton, G. 1994 b. The Elderly Client Handbook. The Law Society, London.Google Scholar
Baldock, J. and Ungerson, C. 1994 a. Becoming Consumers of Community Care: Households within the Mixed Economy of Welfare. Joseph Rowntree Foundation, York.Google Scholar
Baldock, J. and Ungerson, C. 1994 b. All our Futures: Becoming a Consumer of Care in Old Age; Unpublished Paper delivered at SPA Conference,University of Liverpool, 12–14 July.Google Scholar
Bennett, G. and Ogg, J. 1993. Researching elder abuse. In McCreadie, E. (ed.) Elder Abuse: New Findings and Policy Guidelines. Age Concern Institute of Gerontology, London.CrossRefGoogle Scholar
Bosanquet, N. and Propper, C. 1991. Charting the grey economy in the 1990's, Policy and Policy, 19 (3), 269–82.CrossRefGoogle Scholar
Breckman, R. S. and Adelman, R. D. 1988. Strategies for Helping the Victims of Elder Mistreatment. Sage, London.Google Scholar
Carson, D. 1993. Disability progress: the Law Commission's proposals on mentally incapacitated adult's decision making, Journal of Social Welfare and Family Law, 5, 304–20.CrossRefGoogle Scholar
Decalmer, P. 1993. Clinical presentation. In Decalmer, P. and Glendenning, F. (eds). The Mistreatment of Elderly People, Sage, London.Google Scholar
Decalmer, P. and Glendenning, F. (eds). 1993. The Mistreatment of Elderly People, Sage, London.Google Scholar
Department of Health 1989. Caring for People: Community Care in the Next Decade and Beyond. HMSO, London.Google Scholar
Department of Health 1990. Community Care in the Next Decade and Beyond: Policy Guidance. HMSO, London.Google Scholar
Eastman, M. (ed.). 1994. Old Age Abuse: A New Perspective, Chapman Hall, London.CrossRefGoogle Scholar
Ermisch, J. 1990. Fewer Babies, Longer Lives. Joseph Rowntree Foundation, York.Google Scholar
Filinson, R. 1989. Introduction. In Filinson, R. and Ingman, S. (eds) Elder Abuse: Practice and Policy, Human Sciences Press.Google Scholar
Finch, J. 1994. Families, Generations and Policy Relevant Research. Unpublished Paper delivered at the SPA Conference, University of Liverpool, 12–14 July.Google Scholar
Finch, J. 1995 (forthcoming). Inheritance and financial transfer in families. In Walker, A. (ed.) The New Generational Contract, UCL Press, London.Google Scholar
Finch, J. and Wallis, L. 1994. Inheritance, care bargains and elderly people's relationships with their children. In Challis, D., Davies, B. and Traske, K. (eds) Community Care: New Agendas and Challenges from the UK and Overseas. Arena, Aldershot.Google Scholar
Giordano, J., Yegidis, B. and Giordano, N. 1992. Victimisation of the elderly: individuals and family characteristics of financial abuse, Arete, 17 (1), 2637.Google Scholar
Griffiths, A., Roberts, G. and Williams, J. 1993. Elder abuse and the law. In Decalmer, P. and Glendenning, F. (eds) The Mistreatment of Elderly People, Sage, London.Google Scholar
Hoyes, L., Lart, R., Means, R. and Taylor, M. 1994. Community Care in Transition. Joseph Rowntree Foundation, York and Community Care, London.Google Scholar
Ineichen, B. 1990. The extent of dementia among old people in residential care, International Journal of Geriatric Psychiatry, 5 (5), 327–35.CrossRefGoogle Scholar
Jacques, A. 1992 edition. Understanding Dementia, Churchill Livingstone, Edinburgh.Google Scholar
Langan, J. and Means, R. 1994 a. Money Matters in Later Life: Financial Management and Elderly People with Dementia in Kirklees. Anchor Housing Trust, Oxford.Google Scholar
Langan, J. and Means, R. 1994 b. Money management and elderly people with dementia. Elders: Journal of Care and Practice, 3 (3), 3342.Google Scholar
Lart, R. and Means, R. 1993. User empowerment and buying community care: reflections on the emerging debate about charging policies. In Page, R. and Deakin, N. (eds) The Costs of Welfare, Avebury, Aldershot.Google Scholar
Lavery, R. and Lundy, L. 1994. The social security appointee system. Journal of Social Welfare and Family Law, 313–27.CrossRefGoogle Scholar
Law Commission 1991. Mentally Incapacitated Adults and Decision-Making: An Overview. HMSO, London.Google Scholar
Law Commission 1993. Mentally Incapacitated Adults and Decision-Making: A New Jurisdiction. HMSO, London.Google Scholar
Law Commission 1995. Mental Incapacity. HMSO, London.Google Scholar
Letts, P. 1990. Managing Other People's Money. Age Concern (England), London.Google Scholar
Marchant, C. 1993. Family values, Community Care, 13th May, 1718.Google Scholar
McCreadie, C. 1991. Elder Abuse: An Exploratory Study. Age Concern Institute of Gerontology, London.Google Scholar
Means, R. and Smith, R. 1985. The Development of Welfare Services for Elderly People. Croom Helm, London.Google Scholar
Means, R. and Smith, R. 1994. Community Care: Policy and Practice. Macmillan, Basingstoke.CrossRefGoogle Scholar
MRC. 1994. The Health of the UK's Elderly People. HMSO, London.Google Scholar
National Audit Office 1994. Looking after the Financial Affairs of People with Mental Incapacity. HMSO, London.Google Scholar
Ogg, J. and Munn-Giddings, C. 1993. Researching elder abuse, Ageing and Society, 13 (3). 389413.CrossRefGoogle Scholar
Penhale, B. 1993. The abuse of elderly people: considerations for practice, British Journal of Social Work, 23 (2), 95112.Google Scholar
Phillipson, C. 1992. Confronting elder abuse: fact or fiction. Generations Review, 2 (3), 23.Google Scholar
Rolfe, S., Mackintosh, S. and Leather, P. 1993. Age File '93. Anchor Housing Trust, Oxford.Google Scholar
Rowe, J., Davies, K., Baburaj, V. and Sinha, R. 1993. Fadeaway: the financial affairs of dementing elders, Journal of Elder Abuse and Neglect, 5 (2), 7379.CrossRefGoogle Scholar
Taylor, M., Langan, J. and Hoggett, P. 1995. Developing Diversity: Voluntary and Private Organisations in Community Care. Arena, Aldershot.Google Scholar
Tomlin, S. 1989. Abuse of Elderly People: An Unnecessary and Preventable Problem. British Geriatrics Society, London.Google Scholar
Troke, A. 1994. Financial abuse, Action on Elder Abuse Bulletin. November/December, 34.Google Scholar
Wilson, G. 1994. Abuse of elderly men and women among clients of a community psychogeriatric service. British Journal of Social Work, 24 (6), 681790.Google Scholar
Whittaker, T. 1994. Elder Abuse and Family Violence: Challenging the Orthodoxy. Unpublished paper delivered to the SPA Conference, University of Liverpool, 12–14 July.Google Scholar