Globally, women experience poverty at disproportionate rates to men, with the situation being worse for Indigenous women and women of colour. Social security systems are one avenue for income redistribution that can alleviate poverty. However, such systems are themselves embedded within and produced by unequal social relations, meaning they can also serve to perpetuate and exacerbate social inequalities. This is exemplified under neoliberal welfare reforms, which have disproportionate negative impacts for women across the world (e.g. increased poverty and stigma, reduced health/wellbeing, and more). Again, this is particularly the case for Indigenous women and women of colour.

In this article, we offer an intersectional feminist analysis of an intensive form of neoliberal welfare conditionality, Australia’s ‘compulsory income management’ program (CIM). CIM quarantines social security incomes onto cashless bank cards to restrict expenditure to ‘approved’ items. Drawing on interviews and surveys with 170 individuals who have personally experienced CIM, we show that it has myriad negative impacts that are especially borne by (Indigenous) women. These are not, we argue, unintended policy impacts, but are instead symptomatic of the gendered and racialised violence that is woven into patriarchal capitalism more broadly. Thus, the experience of CIM holds lessons for welfare states internationally.